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A while back I looked at the snowflakes I've accumulated so far this month. I set a goal of hitting the $500 mark by the end of the month and I'm happy to say I've made it! In addition to a jury summons and a few bills the mailman brought me a check for $630. The consulting work I did in March had a fuzzy ending and I didn't submit a time sheet right away.* I don't know that this snowflake will go into the snowflake account. I think it will be earmarked for my wedding dress/alterations/shoes. On a side note I think I've found a dress!
Without this check I've made $403.35 for the month. The snowflakes from 5/28 and 5/29 were unexpected** so I could make a few more dollars this month. Regardless, I'm happy with 1033.35.
*Upon submitting my last report the agreement was to wait 3-7 days for revisions and turn it all in. The revisions never came.
**Or I've been doing a really bad job of tracking my extra income.
Showing posts with label check in. Show all posts
Showing posts with label check in. Show all posts
Thursday, May 29, 2008
Monday, April 7, 2008
Small Quarterly Update
This morning I started wondering how much I've paid towards my debt this year. To be honest when I updated my sidebars the other day I was a little bummed. So this morning I did a little math and learned something that made me really proud.
In the first 3 months this year $3339.29 has gone to my student and car loan companies. Of that, $2,039.65 was in overpayment. That makes me so excited I don't really konw what to say. It gives me the motivation to keep moving forward with my saving and spending plans, despite what the progress bars say.
In the first 3 months this year $3339.29 has gone to my student and car loan companies. Of that, $2,039.65 was in overpayment. That makes me so excited I don't really konw what to say. It gives me the motivation to keep moving forward with my saving and spending plans, despite what the progress bars say.
Saturday, April 5, 2008
March Goal Review
Each month I'm trying to get a little better at saving money and paying things off. For the month I exceeded one goal, shifted two others, and failed on a fourth. It's not perfect, but I'll take it.
Groceries- 235.01. Another way of putting it would be significantly ($85.01) over budget. When I set the goal a made a few assumptions about my travel schedule for the month that had an opposite impact. Instead of spending less because I wasn't home for over a week I spent more because I didn't have time to plan grocery visits like I usually do. I gave myself an extra $25 for this month and am going to do my best to get grocery planning and shopping done around my trips.
Emergency fund- The goal was to get it up to $2000 by June. I got a nice sized check for my contract work and decided to throw it all at the emergency fund. I've since upped the emergency fund goal to $3000. The goal will be the end of the year.
Car loan- I wanted to do an additional $25/mth. Half way through the month I changed my direction on the car and student loans so TFS got an extra $425. From here on out this loan will be the beneficiary of my snowflakes.
Student loans- Since I've decided to shift towards paying off the car this goal is on hold. Before the change I paid 179.37 towards these loans.
Groceries- 235.01. Another way of putting it would be significantly ($85.01) over budget. When I set the goal a made a few assumptions about my travel schedule for the month that had an opposite impact. Instead of spending less because I wasn't home for over a week I spent more because I didn't have time to plan grocery visits like I usually do. I gave myself an extra $25 for this month and am going to do my best to get grocery planning and shopping done around my trips.
Emergency fund- The goal was to get it up to $2000 by June. I got a nice sized check for my contract work and decided to throw it all at the emergency fund. I've since upped the emergency fund goal to $3000. The goal will be the end of the year.
Car loan- I wanted to do an additional $25/mth. Half way through the month I changed my direction on the car and student loans so TFS got an extra $425. From here on out this loan will be the beneficiary of my snowflakes.
Student loans- Since I've decided to shift towards paying off the car this goal is on hold. Before the change I paid 179.37 towards these loans.
Wednesday, February 27, 2008
February extra earnings and groceries
I was looking at the number and realized why I was feeling so burnt out last week. In the past few days I've deposited more than $300 (260+ net)into my account. These are all funds that I've learned in the last week and a half. It will be worth it when I snowflake a little later tonight.
Grocery wise things have been good also. The original budget amount was $200. Halfway through the month I realized that keeping it under $100 was a possiblity. That was until I got sick and sent Gameboy to the supermarket to get emergency supplies (gatorade, crackers, etc.
In the end the total was $101.11. 1.11 over or 98.89 depending on how you look at it. Either way I'm pleased.
In March I want to be more strict about snowflaking immediately. This month I've honestly been too tired get to the bank, do the math (I have to take some off of the top with one of the extra income streams), and remember to transfer.
Grocery wise things have been good also. The original budget amount was $200. Halfway through the month I realized that keeping it under $100 was a possiblity. That was until I got sick and sent Gameboy to the supermarket to get emergency supplies (gatorade, crackers, etc.
In the end the total was $101.11. 1.11 over or 98.89 depending on how you look at it. Either way I'm pleased.
In March I want to be more strict about snowflaking immediately. This month I've honestly been too tired get to the bank, do the math (I have to take some off of the top with one of the extra income streams), and remember to transfer.
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