This is a partial update because I haven't updated my monthly spreadsheet. But I looked at my personal net worth sheet and Networth IQ and realized a bit of a discrepancy. When we bought the house we got a no interest bridge loan from mom at the last minute. The loan program we'd chosen originally had an 8% deposit requirement. We could handle 8% and worked everything out. Due to all of the loan craziness happening in the mortgage industry it moved to 10% 1.5 weeks before we signed papers. So the bank of mom transferred me some money so that we could pay the downpayment and not decimate our savings just beforem moving.
Since then we've tried to repay some of the money with little success. I transfered her some of the money (love joint accounts on ING) and she transfered it back saying to use it on student loans*. She does not want to be paid back until we've paid off my car and figured out what we're going to be doing about Gameboy's car. Really she wants us to prioritize money we owe to folks who are charging interest.
The other part of that is our appliances. There were none when we moved into the house. So we did a bit of shopping. Usually I'm not a big fan of store cards, but since we were spending around $5K we decided to do a 1 year 0% offer. If we needed to we could pay it off today (savings for the card, efund, other savings) but we'd rather have the money working (albeit slooowly) for us than for Lowes. I may get a sidebar going for that in the near future.
I can't remember why I didn't add them to the tally back in July but they're they're now and reflecting a much more accurate picture of my finances.
*She feels like as a parent this is her responsibility and tries to help out when she can.